Some lenders encourage you to get pre-qualified. We want to help you get pre-approved. The fastest way to accomplish this is to speak with one of our Lending Managers. With just a little extra effort, you won't be guessing how much home you can afford. You'll know before you even start looking.

Contact one of our experience Lending Managers today to get started.

• Lending Managers

What is the difference between mortgage prequalification and mortgage pre-approval?

Mortgage Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house.

Mortgage Pre-approval is a lender's actual commitment to lend to you. It involves assembling the financial records, reviewing credit history and going through a preliminary approval process. A Mortgage Pre-approval gives you a definite idea of what you can afford and shows sellers that you are serious about buying.